What is a Health Savings Account (HSA)?

A Health Savings Account, or HSA, is a unique, tax-advantaged account that can be used to pay for current or future healthcare expenses. When combined with a high-deductible health plan, it offers savings and tax advantages that a traditional health plan can't duplicate.

What is a Flexible Spending Account (FSA)?

Learn more about Flexible Spending Accounts and the many tax advantages they offer. You can lower your taxable income while paying for eligible medical expenses. Did you know an FSA is not just limited to eligible medical expenses? With a dependent care FSA, you can put money aside for daycare expenses.

What is a Consumer Driven Health Plan (CDH)?

Learn how Consumer Driven Health Plans put you in charge of your healthcare. There is no minimum, so you can start small. Consumer Driven Health Plans help you pay for eligible medical expenses with tax-favored funds, all while reducing your taxable income.

Why should I contribute to my HSA?

By comparing the HSA contribution habits of three individuals with high-deductible health plans, this short video shows how contributing the maximum allowable amount to your Health Savings Account better prepares you for unexpected medical expenses, as well as retirement.

HSA + 401(k): plan for a healthy retirement


See how your HSA and your 401(k) can work together to "plus up" your plans for a happy, healthy retirement.

More videos from HSA Bank

From tutorials on Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs) to plan insights and strategies explained by our experts, the HSA Bank YouTube channel is here to help you make the most of your account-based health benefits.