Health Savings Account (HSA) IRS limits

2024

  Single Plan Family Plan
Maximum Contribution Limit 4150 8300
Minimum Deductible 1600 3200
Maximum Out-of-Pocket 8050 16100
Catch-up Contribution (55+) 1000 1000

2025

  Single Plan Family Plan
Maximum Contribution Limit 4300 8550
Minimum Deductible 1650 3300
Maximum Out-of-Pocket 8300 16600
Catch-up Contribution (55+) 1000 1000

Flexible Spending Account (HC-FSA and LP-FSA) IRS limits

2023

Maximum Contribution $3,050
Maximum Carryover Amount $610

2024

Maximum Contribution $3,200
Maximum Carryover Amount $640

Dependent Care Flexible Spending Account (DC-FSA) IRS limits

2023

Maximum Contribution $2,500
If Filing Taxes Jointly, Maximum Contribution $5,000

2024

Maximum Contribution $2,500
If Filing Taxes Jointly, Maximum Contribution $5,000

Commuter Benefits - Parking and Transit IRS limits

2023

Maximum Contribution (Per Month / Per Each Benefit) $300

2024

Maximum Contribution (Per Month / Per Each Benefit) $315

Tuition Reimbursement Account IRS limits

2023

Maximum Contribution $5,250

2024

Maximum Contribution $5,250

Adoption Assistance IRS limits

2023

Maximum Contribution $15,950

2024

Maximum Contribution $16,810

IRS-qualified medical expenses

You can pay for a wide range of IRS-qualified medical expenses with your HSA, including many that aren't typically covered by health insurance plans. This includes deductibles, co-insurance, prescriptions, dental and vision care, and more. For a complete list of IRS-qualified medical expenses visit IRS.gov or view a list of qualifying examples.

 

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