What is a Health Reimbursement Arrangement (HRA)?

By allowing you to pay for some of your out-of-pocket healthcare expenses without going into your own pocket, an HRA can help optimize your healthcare finances. HRAs are employer-funded accounts you use to reimburse yourself for IRS-qualified medical expenses not covered by your insurance plan. The money funded by State of Nevada Public Employees’ Benefits Program (PEBP) is not included in your wages as taxable income.* To be eligible for an HRA, you must be enrolled in your employer-sponsored group health plan.

How an HRA works:

• PEBP funds your HRA (employees or third parties are not allowed to contribute).

• You can pay for IRS-qualified medical expenses with your Health Benefits Debit Card or pay out-of-pocket and submit a claim to HSA Bank for reimbursement.

• Sign up online for direct deposit to your personal checking or savings account. On the Accounts tab, under Profile, click Banking/Cards. Select Add Bank Account, enter your external account information, and click Submit. This is the only way to get your reimbursement.

• When submitting a claim, scan and upload your bill(s), Explanation of Benefits, and receipt(s) through HSA Bank’s mobile app or Member Website.

• Once your claim is approved based on eligibility and availability of funds, reimbursement will be sent to you.

• Check your balances and account information via HSA Bank’s Member Website or mobile device 24/7.

_{*HSA Bank does not provide tax advice. Consult your tax professional for tax‐related questions.}