Health Savings Account (HSA) IRS limits
2024 |
||
|---|---|---|
| Single Plan | Family Plan | |
| Maximum Contribution Limit | 4150 | 8300 |
| Minimum Deductible | 1600 | 3200 |
| Maximum Out-of-Pocket | 8050 | 16100 |
| Catch-up Contribution (55+) | 1000 | 1000 |
2025 |
||
|---|---|---|
| Single Plan | Family Plan | |
| Maximum Contribution Limit | 4300 | 8550 |
| Minimum Deductible | 1650 | 3300 |
| Maximum Out-of-Pocket | 8300 | 16600 |
| Catch-up Contribution (55+) | 1000 | 1000 |
Flexible Spending Account (HC-FSA and LP-FSA) IRS limits
2023 |
||
|---|---|---|
| Maximum Contribution | $3,050 | |
| Maximum Carryover Amount | $610 | |
2024 |
||
|---|---|---|
| Maximum Contribution | $3,200 | |
| Maximum Carryover Amount | $640 | |
Dependent Care Flexible Spending Account (DC-FSA) IRS limits
2023 |
||
|---|---|---|
| Maximum Contribution | $2,500 | |
| If Filing Taxes Jointly, Maximum Contribution | $5,000 | |
2024 |
||
|---|---|---|
| Maximum Contribution | $2,500 | |
| If Filing Taxes Jointly, Maximum Contribution | $5,000 | |
Commuter Benefits - Parking and Transit IRS limits
2023 |
||
|---|---|---|
| Maximum Contribution (Per Month / Per Each Benefit) | $300 | |
2024 |
||
|---|---|---|
| Maximum Contribution (Per Month / Per Each Benefit) | $315 | |
Tuition Reimbursement Account IRS limits
2023 |
||
|---|---|---|
| Maximum Contribution | $5,250 | |
2024 |
||
|---|---|---|
| Maximum Contribution | $5,250 | |
Adoption Assistance IRS limits
2023 |
||
|---|---|---|
| Maximum Contribution | $15,950 | |
2024 |
||
|---|---|---|
| Maximum Contribution | $16,810 | |
IRS-qualified medical expenses
You can pay for a wide range of IRS-qualified medical expenses with your HSA, including many that aren't typically covered by health insurance plans. This includes deductibles, co-insurance, prescriptions, dental and vision care, and more. For a complete list of IRS-qualified medical expenses visit IRS.gov or view a list of qualifying examples.