Choosing the right health plan is important! The point of offering multiple plan options, after all, is to help those with different health needs choose the plan that provides the health coverage needed at the best cost. In other words, selecting the right health plan is crucial to successfully managing both your physical and financial health.


Feeling overwhelmed? Don’t worry — we’re here to help with the tools and information you need to feel confident you’re selecting the right health plan this year.

80 percent of Americans typically enroll in a health plan that isn't appropriate for their needs

Health plan comparison calculator

This simple Health Plan Comparison Calculator does the math for you and compares your health plan options side-by-side. By answering a few questions, the tool shows you the most cost-effective plan option for your specific healthcare needs — and saves you time and confusion in the process.


Plus, our tool takes into account the potential savings you can achieve with an HSA, a savings tool that is only available to those who select the qualified high-deductible health plan (HDHP) option.

Consider the HSA benefits

If you select the HDHP, your HSA can help offset those deductible costs — and much more. The HSA is a unique savings account that helps you save on IRS-qualified healthcare expenses — both those you have now and those you’ll have in the future, including retirement. With benefits like tax savings, no deadlines for using the funds, and the ability to invest, it’s important to remember the HSA when selecting your health plan.


What is a Health Savings Account?

A Health Savings Account, or HSA, is a unique, tax-advantaged account that can be used to pay for current or future healthcare expenses. When combined with a high-deductible health plan, it offers savings and tax advantages that a traditional health plan can't duplicate.

5 Reasons to Open a Health Savings Account

From tax savings to retirement savings, learn the top 5 reasons to open a Health Savings Account (HSA).

1. Johnson EJ, Hassin R, Baker T, Bajger AT, Treuer G: Can Consumers Make Affordable Care Affordable? The Value of Choice Architecture.