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Health Savings Account Rates and Fees
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Daily Balance | Rate | APY | | $15,000 or higher | 2.95% | 3.00% | | $14,999.99 - $5,000 | 2.22% | 2.25% | | $4,999.99 - $2,500 | 1.73% | 1.75% | | $2,499.99 - $500 | 1.24% | 1.25% | | Below $500 | 0.99% | 1.00% |
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*Interest rates and APYs are subject to change, at our discretion, at any time.
*Account Fees may reduce earnings.
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Set-up Fees
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Handwritten Application
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$25.00
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Online Enrollment
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$18.00
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Monthly Fees
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Monthly Bank Account Fee
(Waived on balances of $3,000 or more for the entire month)
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$2.25
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Services Included in Monthly Fee
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Initial debit card at account opening (up to 2)
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Included
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Debit card point-of-sale purchase via signature
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Included
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Unlimited check transactions
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Included
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Contribution processing
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Included
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Monthly e-statements/Quarterly paper statements
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Included
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Tax reporting (year-end status, 1099-SA, and 5498-SA)
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Included
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Online account access
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Included
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Bankline (800-565-3512)
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Included
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Investment Options
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Self-directed brokerage (Stocks, Bonds, Mutual Funds)
Additional trading fees apply
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No Charge
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Specialty Services
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Fifty HSA checks (including ten deposit tickets)
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$7.95
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Monthly paper statements (per month)
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$0.75
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Four-year renewal per debit card
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$6.00
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Replacement of lost debit card (per card)
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$12.00
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Termination of debit card access (per card)
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$12.00
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Per PIN withdrawal (ATM or point-of-sale)
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$2.00
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Overdraft/NSF per item drafted against HSA
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$30.00
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Process manual withdrawal request
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$10.00
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Request copy of check, statement, or tax documents
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$4.00
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Close account fee
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$25.00
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Excess contribution distribution
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$25.00
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Deposited item returned unpaid to us
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$25.00
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Wire transfer sent or received
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$25.00
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Stop payment requests per item
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$25.00
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Request copy of debit card transaction merchant receipt
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$25.00
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Corrected IRS filing fee (non-banking error)
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$25.00
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