It’s easy to pay for IRS-qualified healthcare expenses with your HSA. We offer several convenient options to pay for current or future healthcare expenses, which include deductibles, co-insurance, prescriptions, vision, dental care, and more. View a complete list of qualified medical expenses on IRS.gov.
An HSA is a unique tax-advantaged account that can be used for current or future healthcare expenses. To pay for a service or make a purchase, you need to have the available funds in your account.
Use Your Health Benefits Card – Your HSA Bank Health Benefits Debit Card provides access to your HSA funds at point-of-sale with signature or PIN1. HSA Bank limits point-of-sale debit card transactions to medical merchants. Debit card transactions are limited to your current balance2.
You can designate an authorized signer and request a debit card for them at any time in the Member Website.
Use Online Bill Pay – You can use our online Bill Pay system to pay a provider directly from your HSA. To access Bill Pay, log into the Member Website or mobile app and click on “Make HSA Transaction.”
NOTE: Before you download and begin using HSA Bank Mobile, you must first have created a username and password on the Member Website.
While the HSA Mobile app is free to download, message and data rates may apply. Check with your mobile services provider for any charges that may apply for data usage on your mobile device. Please refer to the Online Services Agreement for further details regarding HSA Bank mobile banking services.
Write a Check – You can order a book of 50 checks to pay for routine and point-of-sale purchases3. Simply log into the Member Website, click on the Profile Tab, select Banking/Cards, and then Order Checks. Please allow two to three weeks for delivery of checks.